March 18, 2026 · 7 min read
State Farm Hail Damage Claims in Texas: What You Need to Know
Step-by-step guide to filing a State Farm hail damage claim in Texas — coverage, deductibles, Select Service, and your right to choose your repair shop.
State Farm is one of the most common carriers we work with in Midland. If you have a State Farm policy and your vehicle was damaged in a Permian Basin hail storm, here's what to expect.
Does State Farm cover hail damage?
Yes — if your State Farm auto policy includes comprehensive coverage. Liability-only policies do not cover hail.
How to file a State Farm hail claim
Use the State Farm mobile app, your local agent, or 1-800-STATE-FARM. Tell them it's a comprehensive hail claim in Midland, TX. Have your VIN and policy number ready.
Do I have to use a State Farm Select Service shop?
No. Texas law gives you the right to choose your own repair shop. Select Service is optional. We accept State Farm claims and handle the entire process.
Will State Farm raise my rates?
Hail is comprehensive, not at-fault. Most State Farm customers don't see a premium increase from a single hail claim, but policies vary.
How long does a State Farm hail repair take?
Inspection within 3–7 days, then 3–10 business days for paintless dent repair depending on dent count. We provide a free loaner during repair.
Ready to start? Visit our State Farm hail repair page for Midland, TX or call (432) 888-1441 for a free inspection.