March 22, 2026 · 6 min read
GEICO Hail Damage Claims: Step-by-Step Guide for Texas Drivers
Complete walkthrough of the GEICO hail damage claim process — ARX photo estimates, supplements, deductibles, and shop choice in Midland, TX.

GEICO is one of the fastest carriers to process hail claims — but only if the documentation is right. Here's the GEICO hail claim workflow we run for Midland customers.
Step 1: File the GEICO claim
Use the GEICO app, geico.com, or 1-800-841-3000. Mention hail damage (comprehensive).
Step 2: ARX or in-person inspection
GEICO often uses ARX (Auto Repair Xpress) photo estimates. We provide GEICO-friendly reflection photos and dent counts so the first estimate is complete.
Step 3: Supplement filing
Hail damage almost always reveals more dents during teardown. We file the GEICO supplement so the entire repair is approved.
Step 4: Direct billing & loaner
We bill GEICO directly. You handle only your deductible and drive a free loaner during repair.
Read more on our GEICO hail repair page for Midland, TX or call (432) 888-1441.
